FutureNest 1.5.0 - App Store

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About FutureNest

Retirement is coming. The question is whether you'll be ready. FutureNest turns retirement planning into a clear, personal roadmap built around your life, your goals, and your numbers. No financial jargon. No...

Retirement is coming. The question is whether you'll be ready. FutureNest turns retirement planning into a clear, personal roadmap built around your life, your goals, and your numbers. No financial jargon. No spreadsheets. No subscription. See Exactly Where You Stand Know instantly whether you're on track, ahead of schedule, or need to adjust, and by exactly how much. FutureNest projects your retirement balance in real time from your savings, contributions, and investment strategy, and breaks down what your target is actually made of. Free, and Genuinely Useful The planner is free. Build a plan, track up to four accounts, read your projection chart and key numbers, update your balances as they change, and count down to the day. No ads, no trial, no time limit. What's In A Plan - Set individual growth rates per account for a more accurate projection - See how your retirement location changes your real cost of living, across 178 places worldwide - Include Social Security on the real SSA claiming schedule, or leave it out and see what that adds to your target - Find out the earliest age you could actually retire - Count down the exact days until your retirement date - Learn key retirement concepts built right into the app FutureNest Pro - The What-If Sandbox: change a contribution, a return rate, or a retirement age and watch the answer move, then apply it to your plan - Unlimited plans, so "retire at 60" and "retire at 67" can sit side by side on one scale and be read against each other - Unlimited tracked accounts - Duplicate a plan and adjust the copy One purchase, yours forever. No subscription, ever. Bought FutureNest before it went free? Pro is already yours. Your Data, Your Device No ads. No servers storing your financial data. FutureNest syncs securely through your personal iCloud, the same way Apple syncs your contacts and photos. Built For Real People Whether you're 25 and just starting out or 45 and reassessing, FutureNest meets you where you are. No finance background required. FutureNest is a projection and estimation tool for informational purposes only. It does not constitute financial advice. All projections are based on assumptions and hypothetical scenarios. Actual results will vary. Consult a qualified financial advisor before making investment or retirement decisions.

Version History What's New - Canadian plans: choose Canada when creating a plan to build with RRSP, TFSA and locked-in accounts, in Canadian dollars. - Jacksonville is available as a retirement location, Florida's most affordable large metro. Improvements - The Early Withdrawal Penalty card names only the account types your plan actually holds. - Desired income carried forward by inflation is rounded to the nearest thousand. Bug Fixes - The Early Withdrawal Penalty card no longer appears for accounts it doesn't apply to. - Cost of living for Scottsdale now matches the published figures. 1.5.0 Sep 13 What's New - Learn topic on retiring before Social Security starts, opened from the info button beside the chart's savings target or from Learn on the Dashboard. - Early Withdrawal Penalty card now appears in Savings Target for plans retiring before 59½, naming the accounts the money sits in. Improvements - Projection chart now labels both lines, and shows the savings target in its header. - Caption under the projection chart explains why the target line falls for a retirement before 62. - Monthly employer match and annual bonus each get their own row in the account editor, with fields large enough to tap. - iCloud sync card says what happened and what it means once each, instead of repeating both. Bug Fixes - Earliest possible retirement no longer treats retiring before 62 as giving up Social Security, so ages under 62 are reachable again. - The savings target no longer rises for retiring earlier on plans expecting no Social Security. - The last age on the projection chart's axis is no longer cut in half. - Total Monthly in Update Data counts employer match on both sides, so removing an account no longer looks like a raise. - A plan with a custom retirement date less than a year away no longer projects a full extra year of growth. 1.4.1 Sep 10 What's New - FutureNest Pro: unlimited plans, unlimited tracked accounts and plan duplication, with upgrade, status and Restore Purchases in Settings. - Without Pro the app holds one plan and four accounts, and anything you already created stays yours. - Social Security is its own step when you create a plan, and declining it says what that adds to your target. - Target Breakdown sheet shows what your savings target is made of. - Projection chart added to Plan Details. - Plans list draws every plan on one scale with its own target marked, so two plans can be read against each other. - What-If Sandbox has its own Dashboard card, takes an exact amount as well as the slider, shows which accounts a contribution change lands in, and offers a way back into the plan it is about. - Tracked accounts can be edited instead of only added and deleted. - Set your primary plan from the Plans list. - Countdown has a state for after your retirement date has passed. - A notice on the Dashboard explains when your target moved on its own to keep pace with prices. Improvements - 29 retirement locations added, including a Caribbean section, Baja, Madeira and the Canary Islands. - Choosing a location explains where its cost percentage comes from and which entries are estimates. - Hero card separates where you end up from the journey to get there, and names the next step even when you are ahead. - Plan Details explains the plan rather than restating the Dashboard, and opens on the timeline. - Update Data asks before discarding what you typed, and deleting an account asks first. - Money fields take whole dollars only, and a long entry no longer zeroes out. - Retirement Lifestyle leads with what a lifestyle costs where you are retiring, with the US baseline beneath it. - A costlier retirement location is no longer flagged as a problem. - Countdown and detail card numbers stay readable at accessibility text sizes. - A failed iCloud sync is easier to see and reaches VoiceOver. - Adjust Plan removed from the Dashboard, available in Plan Details. Bug Fixes - The countdown counts down: days remaining fall each day, and your age moves with the calendar instead of staying the age you were when the plan was made. - Retirement locations outside the US were priced on inconsistent scales, so some targets abroad came out far too low. - Journey Progress no longer sits at 0%. - Saves that failed used to look like they worked in Update Data, the countdown, plan creation and plan editing. - Delete All Data puts your data back if it fails, and says what it actually removes. - A cancelled restore no longer claims the purchase doesn't exist. - Two plans could both be marked primary; that is repaired on launch. - An HSA is no longer treated as locked until 59½. - Adjust Plan no longer flattens the rates you opened it to change. - A target already covered by Social Security reads as funded rather than empty. - Social Security estimates follow the real SSA claiming schedule. - Account rows no longer show a value from before your last edit. - The iCloud sync warning clears once a retry succeeds. 1.4.0 Sep 9 What's New - Employer matching support: add a monthly match and annual bonus per account (dollar amounts) - Employer match is included in retirement projections - Monthly Gap added to Key Numbers showing extra savings needed per month to reach your goal Improvements - Account Breakdown now appears at the top of Plan Details - Early Withdrawal Penalty card is now collapsible - Total Monthly in Update Data now includes employer match - Done button added above numeric keyboards throughout the app - Adjust Plan removed from Dashboard, available only in Plan Details Bug Fixes - Editing a plan with accounts no longer defaults to the simple savings view - Switching between simple total and account breakdown no longer clears your accounts 1.3.0 May 15 What's New - Rate Us option added in Settings Improvements - Plan Details now shows the correct blended return rate when using per-account growth strategies - iOS 17 support added Bug Fixes - Fixed per-account growth rates not being applied to retirement projections 1.2.1 May 9 What's New - What If Sandbox — Explore different retirement scenarios by adjusting your savings rate, monthly contribution, expected return, and desired annual income to see how each decision shapes your future. - More Retirement Locations — Browse an expanded list of destinations to find the right place for your next chapter. Bug Fixes - Fixed an issue where the plan selection list couldn't be scrolled, making some plans unreachable. 1.2.0 Apr 27 What's New - Plan details now include a Retirement Timeline showing your earliest retirement age based on current projections, with a bridge fund estimate when early withdrawal penalties apply. 1.1.0 Apr 13 What’s New - Improved Cloud Sync messaging with clearer status updates and better guidance when iCloud sync encounters an issue. Bug Fixes - Fixed an issue where monthly contribution amounts could display without a trailing zero in some fields. - Fixed an issue where the Update Data sheet did not close after tapping Save. 1.0.1 Apr 11 1.0 Apr 7

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Previous Versions

Here you can find the changelog of FutureNest since it was posted on our website on 2026-07-09 01:45:33. The latest version is 1.5.0 and it was updated on 2026-10-17 09:17:21. See below the changes in each version.

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